TopicAnnual credit report @ http://www.creditreportcheckscore.co.uk
Besides these, you need to understand the duration of the negative account remaining in your file. For example, arrears, collection accounts, and amortization are, you should not spend more than seven years to your files. Collection accounts and amortization has extended the period of 6 months, in addition to seven years, but then must be removed.
Please every month consider a situation where there is a need to repay a minimum of 500 up to $ pay the total debt. The first time pay a $ 500-per-month the first of which was delayed, will be recorded in the file to the reporting agencies. Whether you are late for the month after the first delay is not important. The late entry reported to the Secretary is the first one.